Buy Now, Pay Later With Affirm
Flexible payment options — now available at The 1916 Company.
Easy monthly payments — including 0% APR options. When inspiration strikes, Affirm gives you the flexibility to buy now and pay over time. Select Affirm at checkout to split your purchase into simple monthly payments with no hidden fees. Checking your eligibility will not affect your credit. A soft credit check determines your approval and terms.
Flexible payments. Transparent terms. No surprises.
How Affirm Works at The 1916 Company
Paying with Affirm is seamless and built directly into checkout:
Fill your cart: Select Affirm at checkout and enter a few quick details. Applying is fast — no paperwork or long wait times.
Choose how to pay*: You’ll see your payment options and total cost upfront. Checking your eligibility won’t affect your credit.
Review your payment options and total cost upfront.
Pay over time: Choose to pay in 4 interest-free payments very 2 weeks or 3, 6, 12, 18, or 24-month* plan with rates ranging from 0–36% APR depending on your credit profile.
Make payments through affirm.com or the Affirm app — you’ll receive helpful reminders before each payment is due.
*Purchases over $17,500 may require a downpayment. Please note that at this time Affirm financing is only eligible for customers within the United States.
Get Flexible Monthly Payment Options
Looking for a ballpark estimate?
A $7,950 purchase at 10% APR over 24 months would cost approximately $367.12 per month.
Your actual terms will be shown at checkout based on your credit profile and purchase amount.
Can You Use Affirm to Buy a Rolex?
Yes. The 1916 Company offers Affirm financing for certified pre-owned Rolex watches. Whether you’re considering a Submariner, Daytona, or Datejust, Affirm makes owning an iconic timepiece more accessible for eligible U.S. buyers.
Benefits of Paying with Affirm
- No hidden fees — what you see is what you pay
- Flexible payment terms up to 24 months
- Available on luxury watches including Rolex, Cartier, Omega, and more
- Works for handbags, jewelry, and watches
- Fast approval and simple checkout flow
Shop With Affirm at The 1916 Company
Start browsing our latest arrivals and timeless favorites:
Important Information
Affirm financing is subject to eligibility. Payment options and rates vary by purchase. Your loan terms will be shown at checkout before you complete your order.
Need Help?
Our Client Advisors are here to assist with financing questions, product recommendations, and holiday gift guidance.
Your rate will be 0-36% APR based on credit, and is subject to an eligibility check. For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount and a down payment may be required.
Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.
Affirm Frequently Asked Questions
Can I pay off my purchase early?
Yes — there’s no penalty for paying early.
How do I make payments? 
You can make or schedule payments at affirm.com or in the Affirm mobile app. Affirm will send email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes — returns follow The 1916 Company’s standard return policy. Affirm will process the loan adjustment once the return is approved.
Do I need a mobile number to use Affirm?
Yes — a U.S. mobile phone number is required to verify your account.
Where can I learn more about Affirm?
Visit affirm.com for full details.
Can I buy a watch with monthly payments?
Yes — Eligible U.S. customers can use Affirm on purchases starting at $35, with payment plans ranging from 3 to 24 months depending on purchase amount and eligibility.
Will this impact my credit?
Checking your eligibility will not affect your credit. A soft credit check determines your approval and terms.